How to Apply for Bajaj Finserv Insta EMI Card

You can get the Insta EMI card both online and offline. Check out the steps to apply for an Insta EMI Card below:

Online

1. Click on the ‘Apply Now’ button at the top of this page

2. Enter your mobile number and complete the verification process by providing the OTP received

3. Fill in the application form with your personal details, such as your full name, date of birth, PAN, PIN Code, etc.

4. Choose your gender and employment type

5. Click on the ‘Submit’ button to know your card limit

6. Use your Aadhaar Card or DigiLocker account to verify KYC

7. Once you have completed KYC, pay a one-time joining fee of ₹530

8. Complete the e-mandate process by clicking on the ‘Activate Now’ button and entering your bank account number and IFSC 

9. You can use your card after completing the e-mandate process

Offline 

1. Opt for an in-store financing facility at any one of the Bajaj Finserv partner stores

2. Select the product you want to purchase

3. Get assistance from the store representative for setting up your Insta EMI card

4. Submit the essential documents

5. You will get access to the Bajaj Finserv Insta EMI Card once your details are verified

To get access to this card, you need to qualify on certain parameters. These include:

• You need to be an Indian citizen

• You must be between 21 and 65 years of age

• You need to have a reliable source of income

• Have a credit score as per the Bajaj Finance risk policies
   

Note: Your Bajaj Finserv Insta EMI Card limit depends on the city you reside in as individuals living in metro cities usually have a higher income.